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Bank holidays in April 2026: Banks closed for 14 days across various states — full list

April brings a heavy calendar of state and national holidays. Customers need to plan EMI payments, account deposits and government transactions carefully. Here's the complete state-wise breakdown.

Bank customers across India should take note: April 2026 has an unusually high number of bank holidays, with branches remaining closed for up to 14 days in several states when national holidays, state-specific festivals, and second and fourth Saturday closures are combined.

The Reserve Bank of India regulates bank holidays under the Negotiable Instruments Act, and holidays vary significantly by state — a day when banks are open in Delhi may see closures in Tamil Nadu or West Bengal due to regional festivals. April’s complexity is heightened by the convergence of several major observances.

National holidays in April include: Dr Ambedkar Jayanti on April 14, Good Friday on April 18, and Ram Navami — the date of which falls within the month in several states. State-specific closures add to this: Vishu in Kerala, Baisakhi in Punjab and Haryana, Bohag Bihu in Assam, and Poila Boishakh in West Bengal all fall in April.

When combined with the standard second and fourth Saturday closures (April 11 and April 25) and Sundays, customers in states with the full complement of regional holidays could find their bank closed on 14 separate days during the month.

The practical implications are significant for customers with EMI payments, SIP instalments, or government disbursements due in April. The RBI advises customers to ensure sufficient account balances ahead of holiday periods and to use digital banking channels — NEFT, RTGS, UPI and IMPS — which operate 24/7 regardless of bank branch closure schedules.

Customers can check the complete holiday list for their specific bank and state on the RBI’s official website or their bank’s customer portal.